By the summer, 169.6 thousand enterprises were actively working in the country. This is only 53.3% of all active companies in the country (against 57% a year earlier), and only 37.5% of registered companies (against 38.3% a year ago). There are also more than 840 thousand individual entrepreneurs in the country.
Business activity of Kazakhstan fell as expected as a result of the crisis related to the COVID-19 pandemic that affected the entire world. Note: unfortunately, in Kazakhstan, the coronavirus is still dangerous - some regions are closing again, toughening quarantine, which once again puts the business in a vulnerable position.
Some Kazakh banks meet business needs by offering the most convenient and profitable options for cash and settlement services - with free opening and servicing of accounts and other "anti-crisis" conditions. During the crisis, this is an important element of support that Kazakh companies need in difficult times.
There are 6 banks offering free account opening to companies in the country: Bank RBK, Halyk Bank, CenterCredit Bank, Tengri Bank, National Bank of Pakistan and Kaspi Bank (the latter is available only as part of a package offer for Kaspi.kz partners). For the rest of the second-tier banks the commission starts from 500 tg for individual entrepreneurs, and from 2000 tg for legal entities.
Only 4 banks from 6 second-tier banks with free account opening offer free maintenance: Bank RBK, Halyk Bank, Tengri Bank and the National Bank of Pakistan. In addition, 3 second-tier banks from those that open accounts for a fee offer free maintenance of accounts: Nurbank, China TPB and Al Hilal.
4 STBs offer free cash deposits: Bank RBK (without restrictions), Al Hilal (but only up to 1 thousand tenge), Shinhan Bank and Kaspi Bank.
Only 2 banks offer free payments and transfers in national currency before lunch — Bank RBK and Kaspi Bank (but only up to 10 transfers per month).
9 STBs offer free service and account maintenance in the remote banking system, but 2 financial institutions — Sberbank and Bank CenterCredit — do not cover all products.
Bank RBK and Halyk Bank offer free assignment of accounting numbers for export and import contracts. the Commission amount for other banks varies from 1 thousand to 6 thousand tenge.
In General, 25 STBs from 27 banks of the Republic of Kazakhstan offer various RKO products to business clients in Kazakhstan (for reference: one financial institution-Citibank — did not specify any conditions).